What Happens If You Miss a Payment
- Your provider will usually contact you first - by email, SMS or letter - to flag the missed payment and ask you to settle it.
- If it remains unpaid, your provider must give you at least 10 business days' notice before disconnecting your service.
- If the bill still isn't paid after that notice period, your broadband (and any bundled phone/TV service) can be suspended or disconnected.
- Outstanding balances can be passed to a debt collection agency, and may affect your credit record if unresolved.
If you're disputing a charge - for example, you think you've been billed incorrectly - your provider should not threaten or proceed with disconnection while that dispute is genuinely being investigated. Raise the dispute with your provider in writing as soon as you spot it.
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What to Do If You're Struggling to Pay
- Contact your provider before you fall behind, if possible. Providers generally have more flexibility to arrange a payment plan proactively than after the account is already in arrears.
- Ask about a payment plan. Spreading an outstanding balance over several instalments is usually possible if you ask.
- Check your contract terms for any early-exit or cancellation fees before deciding whether to switch provider instead of paying off an existing plan.
- Escalate if you're not getting anywhere. If your provider isn't responding to a genuine complaint, you can escalate to ComReg, the regulator for phone and broadband services in Ireland.
How to Dispute a Broadband Bill
Every provider is required to have a published complaints procedure. If you believe you've been charged incorrectly:
- Contact your provider's billing team directly and explain the issue in writing (email is easiest to keep a record).
- Ask for the complaint to be logged and for a timeline on when you'll get a response.
- If you're not satisfied with the outcome, you can escalate the complaint to ComReg.